Modina Consulting Group
Modina Consulting Group delivers high-impact compliance, regulatory, and business advisory services tailored to financial institutions, FinTechs, technology startups, and other regulated entities.
Our team specializes in providing independent, regulator-grade assessments, targeted remediation, and strategic business development support. Our services help clients reduce risk, enhance governance, and drive sustainable growth and compliance maturity.
We are a specialized consulting firm that helps both established and startup companies navigate the complex compliance, regulatory, and risk landscapes within the global financial ecosystem.
Our mission is to bridge the gap between innovation and regulation—enabling trust, transparency, and seamless access to global financial services.
Meet Adina Lastoff
Founding Advisor
A seasoned expert in Governance, Risk, and Compliance (GRC) with over 20 years of experience in the U.S. banking industry. Throughout her career, Adina has led and advised on critical initiatives spanning enterprise risk management, regulatory compliance, cybersecurity, and operational resilience. Known for her deep understanding of federal and state regulatory landscapes—including FFIEC, OCC, FDIC, CFPB and Euro PRA, EBA guidelines—Adina has consistently driven strategic alignment between business objectives and risk frameworks.
With a strong foundation in U.S. and global banking operations, Adina has served in key risk leadership roles, guiding financial institutions through evolving compliance demands, cybersecurity threats, and complex risk environments. Her ability to interpret regulatory changes and translate them into actionable, business-aligned strategies has made her a trusted, advisor to executive teams and boards.
Adina is passionate about building sustainable risk cultures and leveraging technology such as AI, to enhance oversight, automate controls, and support audit-readiness. She regularly speaks on topics such as third-party risk, data privacy, regulatory technology, and the future of GRC. She is now a founding partner at Modina Consulting Group.
Our Services
Consulting
Our consulting services provide strategic guidance to optimize your business operations and achieve sustainable growth. We offer tailored solutions to address your specific needs and drive innovation.
Bank and Event Readiness Assessments
Evaluate your company's risk posture, compliance, structure, and presentation from the bank's perspective.
Regulatory Compliance
Help assess compliance with key US Regulatory oversight bodies such as, OCC, FRB, FFIEC, and CFPB and provide guidance with BSA/AML, KYC and other key U.S. banking compliance standards.
Communication Coaching & Ongoing Support
How to speak the bank's
language: key messaging,
terminology, and expectations.
We are with you through the entire process – from first contact to full banking integration.
Compliance Readiness Reviews
Independent, risk-based evaluations of your compliance architecture—benchmarked against regulatory expectations, industry standards, and supervisory best practices.
Regulatory Remediation & Advisory
Strategic support to respond to examination findings or enforcement actions, including root cause analysis, control redesign, policy enhancement, and sustainable remediation planning.
High-Risk Regulatory Area Assessments
Targeted assessments of complex or high-risk areas, such as ECOA, TILA, Reg E, FCRA, GLBA, UDAAP, and emerging consumer protection risks.
Vendor & Third-Party Risk Oversight
Review of vendor risk management programs for GLBA compliance, data protection, and emerging ESG-aligned risks such as human trafficking and modern slavery.
Complaints & Collections Compliance Reviews
Evaluations of complaints handling and collections practices from a UDAAP risk perspective.
Field Simulations: Red / Blue / Purple Team Model
Advanced simulation exercises testing institutional response to control breakdowns and compliance breaches.
Strategic Business Development for Tech Startups
Advisory services for technology-driven startups and FinTechs looking to refine their go-to-market strategies, secure institutional clients, and meet compliance expectations from early growth through scale.
How can we help your organization?
Regulatory & Technology Framework Coverage
U.S. and global regulations: ECOA, TILA, EFTA, FCRA, GLBA, UDAAP, Dodd-Frank, FFIEC, FRB, OCC, EBA, PRA, and laws targeting ESG, elder abuse, and anti-trafficking.
Technology frameworks: NIST CSF, NIST Privacy, ISO/IEC 27001 & 27701, COBIT, COSO, PCI DSS, SOC 2, CIS Controls, CSA CCM, FedRAMP.
Contact Us
Reach out to us today to start your journey towards strategic innovation and operational efficiency. Let's work together to take your business to the next level.